Terms of Service
Last updated: July 9, 2025
Welcome to Wise Spender! These Terms of Service ("Terms") govern your use of the Wise Spender mobile application (the "App") and related services provided by us. By using Wise Spender, you agree to be bound by these Terms.
1. Acceptance of Terms
By downloading, installing, or using the App, you accept and agree to these Terms and our Privacy Policy. If you do not agree, do not use the App.
2. Use of the App
The App is intended to help users track expenses, monitor budgets, and access personal finance tools. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.
3. Subscriptions and Payments
Wise Spender offers a Free Plan and optional paid subscriptions (Regular and Advanced Plans). By subscribing to a paid plan, you authorize us or our payment processors to charge you the applicable fees. Subscription terms and cancellation options are provided within the App.
4. Data and Privacy
We respect your privacy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
5. User Responsibilities
You agree to use the App only for lawful purposes and not to abuse, interfere with, or disrupt the services or servers connected to the App. Any misuse may result in termination of your account.
6. Limitation of Liability
The App is provided "as is" without warranties of any kind. We are not liable for any loss or damage arising from your use of the App, including financial decisions made based on the information provided.
7. Termination
We reserve the right to suspend or terminate your access to the App at any time, with or without notice, for conduct that we believe violates these Terms.
8. Modifications to Terms
We may update these Terms at any time. Continued use of the App after such changes constitutes acceptance of the updated Terms. We encourage you to review this page regularly.
9. Contact
If you have any questions about these Terms, please contact us at support@wisespender.com.ng.