Privacy Policy

Effective Date: July 4, 2025

Welcome to Wise Spender! Your privacy is very important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our mobile application ("App").

By using Wise Spender, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

a. Personal Information

When you create an account or sign in, we collect certain personal information including:

  • Your name
  • Email address
  • (Optional) Profile photo or username

b. Financial Data

We collect and store the data you enter to help you track your expenses, including:

  • Expense categories
  • Transaction titles and descriptions
  • Amounts and dates of expenses

c. Device and Usage Information

We may collect non-personal technical information including:

  • Device type and operating system
  • App usage statistics
  • Crash logs and diagnostics

2. How We Use Your Information

The information we collect is used to:

  • Provide core app features and generate expense reports
  • Securely store and sync your data across devices
  • Improve user experience and resolve technical issues
  • Respond to support requests and feedback

We do not sell, rent, or share your personal information with third parties for marketing purposes.

3. Data Storage and Security

All data is securely stored using industry-standard encryption techniques. Your data may be stored on secure cloud infrastructure to allow backup and synchronization between devices.

We implement safeguards such as:

  • End-to-end encryption of sensitive data
  • Authentication to access your account
  • Secure communication protocols (HTTPS)

4. Your Rights

You have the right to:

  • Access and review your data
  • Edit or delete your financial records
  • Delete your account and all associated data
  • Withdraw consent to data usage (which may affect functionality)

To exercise these rights, contact us at support@wisespender.com.ng.

5. Third-Party Services

We may use trusted third-party services to support our app, such as analytics tools or cloud storage providers. These services comply with relevant data privacy regulations and are only given access to necessary information.

Wise Spender is not responsible for the content or privacy policies of external websites or services.

6. Children’s Privacy

Wise Spender is not intended for children under 13 years of age. We do not knowingly collect personal data from children. If we discover such data, we will delete it promptly.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted here with an updated effective date. We encourage you to review this policy periodically.

Continued use of the app after changes indicates acceptance of the revised policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Thank you for trusting Wise Spender to manage your finances smartly and securely!